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FHA Loans.
Small Down Payment.
Big Opportunity.
FHA loans provide the opportunity to enter the real estate market if you have limited funds for a down payment or need flexible options to qualify for a home. Our goal is to help you realize the possibility of homeownership, even if you’re starting small. You still can achieve your goals and we’ll be there to make sure you do! Don’t let a lack of a large down payment or a lower credit score dissuade you from owning your own home. Contact us to find out how an FHA loan can work for you.
Minimum FICO Score.
- 580-620 with debt-to-income limits
- 580 high balance with limits
Down Payment.
- 3.5% minimum borrower
Occupancy.
- Primary residence
Other Highlights.
- UPMIP financed
- Monthly mortgage insurance required
- 100% gift funds allowed
- Up to 6% seller contribution
*The loan program referenced is subject to Summit Funding, Inc's program minimum FICO and underwriting requirements...